FAQ
Answers, without the fine print games.
If your question isn't here, contact us — we'll respond within one business day.
Do you charge customers?
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No. Our advisory service for loans, credit cards and insurance is free. We are compensated by partner institutions after a successful disbursal, card issuance or policy activation.
How does SOLT Capital earn?
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We work on a commission-payout model. Partner banks, NBFCs and insurers pay us a referral fee after your file successfully completes. Your interest rate is not marked up by SOLT.
Do you guarantee approvals?
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No. Final approval, sanctioned amount and pricing are always at the sole discretion of the partner institution based on their credit policy.
Which banks and NBFCs do you work with?
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We work with a growing list of banks, NBFCs, insurers and real estate professionals. The exact panel varies by product and geography; we recommend the best fit for your profile.
Can self-employed applicants apply?
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Yes. We have dedicated products for self-employed professionals, business owners and freelancers, including options with alternative income documentation.
Do you help with documentation?
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Yes. If documentation gaps are blocking your eligibility, we can connect you with trusted professionals for ITR, GST, Udyam and business registrations. These are optional third-party paid services.
How long does loan processing take?
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Timelines depend on the product, institution and completeness of documents. Personal loans and cards can complete within a few working days; secured loans typically take longer.
Do you help with Credit Cards?
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Yes. We help with new cards, upgrades and secured cards for both salaried and self-employed applicants.
Do you provide Insurance?
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Yes. We assist with health, life, motor, travel, home and business insurance from partner insurers.
Do you help with Property Purchase?
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Yes. We guide buyers with property options, documentation and — where required — the associated home loan or LAP.
Do you help with Property Sale?
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Yes. We help sellers reach genuine buyers through our network and coordinate the sale process end-to-end.
Can I apply if my CIBIL score is low?
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Possibly. Options depend on your overall profile. We may suggest secured cards, NBFC products or credit-building steps before re-application.